How to get a Solar Loan?  We have great solar financing options today!

Eric Miko -(303) 596-9564|

Eric at Solar Side Up
Eric at Solar Side Up
We don't like being negative about our industry, but we need to write about the 1.99% financing, or 2.99% financing, or 3.99% financing offers you may see with some solar companies.   We call it convenience financing and it is a typical way to finance home services like windows, doors, furniture, and appliances.   It is high-risk financing where the financing company behind the loan does not qualify the creditworthiness of the buyer.  Because of the higher risk involved the financing company places a dealer fee to the loan and that gets passed on to the buyer.  The fee can be substantial.  Thousands of dollars.  The solar salesperson selling this convenience may have an application where they snap a picture of your driver's license, it fills out the pertinent information on the screen and within minutes the salesperson shows you the finance application is approved from the screen.  It is fast, it is convenient, and the buyer has no idea of the money that goes to the financing company.  Or that they paid for that convenience with a much higher cost for their solar. But the loan is approved and the solar is going to save you $20 a month from your average electricity bill.  It could be a 30-year loan.
Having the right financing is essential. In the early days of solar, the problem was that established banks and lending institutions knew very little about solar or the industry to feel comfortable to finance it. Just in the last couple of years did solar start seeing credit unions and banks willing to finance solar energy loans.  Getting a great solar loan should be as easy a great car loan. Credit Unions are great financiers of cars and now are starting to finance solar! Currently, we offer excellent financing with the same lenders who finance your vehicle with the same low interest.

Recommendation financed through our excellent credit union partners.

1) Generations CU -

(0 down, 16 months no payments, 4.7% interest) - It gives you time to file your taxes and get your tax credit for this loan.

2) Elevations CU -

(starts at 2.75%, after you apply for your tax credit - payments can be near what you are already paying your utility)

Learn more with us. Schedule an appointment or give us a call.


Text Eric Miko at (303) 596-9564 or email:

Solar loans are helping consumers to maximize the financial benefits of solar power systems. Here, reviews the pros and cons of both secured and unsecured solar loans as well as the loan terms, approval requirements, and timelines for both types. For a more detailed discussion of solar loans, visit When wondering how to finance your solar energy system, there are a number of different financing options you'll want to consider: Loans, leases and Power Purchase Agreements (PPAs). All of these have varying pros and cons and should be weighted depending on the specific context of the buyer. When shopping for solar, it's important that you are educated about all the little details about financing a solar home. Here are some other video content options to help you get ahead of other buyers:

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Solar Side Up LLC is a locally owned and operated company that quickly earned its place among the top 10 solar system installers in the state. We provide custom solutions to the unique energy needs of our customers in Colorado. Our solutions are always reliable, affordable, and utterly efficient. These factors make us the best solar panel company for you in the area.

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